Easy Credit Card Processing with Remote Iphone Applications

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Processing credit card transactions couldn’t be easier these days.  Yes, believe it or not there are mobile applications for convenient processing of credit card transactions right from your phone.  Who knew that you could put your business into overdrive by turning your smart phone into a remote credit card terminal?  We’ve come a long way since those big and clunky early primitive phones whose monstrosities were about as accessible as carrying a brick around in your car.  Business owners still need to sign up with payment gateways and pay a monthly fee and a small percentage of each transaction, but these gateways then handle all of your transaction processing on the back end. After the merchant account all set up, all you have to do is input and process! 

Although some business customers don’t like the idea of manually entering credit card numbers, there are some mobile applications that have a hardware swipe interface that reads the card strip (if present) and sends the information to the processor.  Having this option does play an integral part in encrypting the information and means less money is spent on each processing transaction because it is easier for the payment gateway.  Even by manually entering the credit card (if the card is not present), business owners still need to utilize a transaction key as well as enter their API login passwords.

Effective payment solutions are provided by these smart little credit card processing applications and there are definitely targeted audiences that are benefiting from them. This is especially true if you’re a business on the fly that is always traveling.  It also gives people another option to be able to adequately manage more than one business quite successfully.  When customers check out, they just sign the touch screen applications on the mobile phone to complete the transaction.  Customers are then prompted to provide their e-mail address making it then possible to send a copy of a receipt to them.  Its snap credit card processing on the go with the full functionality of a hard wired terminal system.  Now that’s business made easy and convenience your customers can count on!   



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